Mississippi Mechanic's Lien Template
Built for Mississippi statute. File before your state's filing deadline expires.
Mississippi Mechanic's Lien Rules
Filing Deadline
Claim of Lien must be filed within 90 days after the claimant's last day of furnishing labor, services, or materials to the project. Strict deadline — no extensions, no tolling. Lawsuit to enforce must be filed within 180 days of recording the lien (shortened to 90 days if owner/contractor files a Notice of Contest of Lien under Miss. Code 85-7-429).
Clock starts: Last date the claimant actually performed labor or delivered materials to the project (not invoice date, not contract completion date). Punch-list/warranty/corrective work generally does NOT restart the 90-day clock.
Where to Record
Office of the Clerk of the Chancery Court in the Mississippi county where the property (or the greater part of the property) is located. Example: Hinds County (Jackson) — Chancery Clerk, 127 West Main St., Annex Building, Raymond, MS 39154; (601) 857-8055; recording fee $26 for first 5 pages, $1 each additional page. Filing is in person or by mail; e-recording availability varies by county. Lien is recorded in the land records (lis pendens / deed records), not with the circuit court.
Notarization
Not required by statute.
Mississippi's lien statute (85-7-405) does NOT require the Claim of Lien itself to be sworn under oath or acknowledged before a notary in order to be valid. HOWEVER, in practice most chancery clerks e
Service Requirement
Within TWO (2) BUSINESS DAYS after recording the Claim of Lien with the chancery clerk, the claimant must send a true copy of the recorded lien to: (1) the property owner by registered mail, certified mail with return receipt, OR statutory overnight delivery (e.g. UPS/FedEx with tracking); AND (2) if the claimant is NOT the general contractor, an additional copy to the GC (or the GC's registered agent) by the same method. If the owner's address cannot be located after reasonable diligence, service on the contractor as the owner's agent is sufficient. Failure to serve within 2 business days VOIDS the lien (Miss. Code 85-7-405(1)(b)). Claimant should retain proof of mailing/delivery.
Mississippi Warning
The 2-business-day post-recording service window is the #1 lien-killer in Mississippi. Many out-of-state contractors record the lien on a Friday and don't mail copies until the following week — that lien is statutorily VOID. The clock starts the moment the chancery clerk stamps the lien, not when the claimant gets confirmation. Tied for #1: lower-tier subs/suppliers who blow the 30-day initial notice on commercial jobs forfeit lien rights entirely before they ever start work.
What's built into the Mississippi template
- Statutory deadline calculator: enters last-work date, returns exact filing-deadline date for the user's state with countdown (e.g., 'File by Aug 14, 2026 — 47 days remaining')
- County-specific recording cover sheet auto-generated for all 3,000+ US counties (margins, return-address box, doc-type code matched to that recorder's office)
- State-specific statutory recital language injected automatically — CA Civil Code §8416, TX §53.054, FL §713.08, NY Lien Law §9, etc. — so the lien isn't void for missing a magic-words requirement
- Notary acknowledgment block formatted for the state of recording (jurat vs acknowledgment, seal placement, commission expiry line)
- Pre-filled Proof of Service / Certificate of Mailing with certified-mail return-receipt language and tracking-number lines
- Inflated-lien protection: warns if claimed amount exceeds unpaid balance (TX, CA, FL impose $10k+ penalties for inflated liens)
- License-check integration: prompts the contractor to verify their state license was active on the work dates (a void license = void lien in CA/NV/AZ)
- Plain-English glossary tooltips on every legal term ('legal description', 'lienable amount', 'last furnishing') so non-lawyers don't fill it out wrong
- Editable until filed: regenerate the PDF unlimited times for 30 days after purchase if you find a typo or the GC pays partial
- Bundled foreclosure-deadline reminder email: 60/90 days before the statutory deadline to file suit to enforce the lien (most states 90 days to 1 year), so the lien doesn't expire worthless
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